Al Czerniewski Jr., CFS, CRPC, CRPS, has been helping families plan for better financial futures since 1987. Al's core tenet is planning well now, not reacting later. The reality for most people is that change happens and if you don't plan ahead proactively, change will significantly impact your financial future. Don't wait to plan, plan now and plan well with Al Czerniewski Jr.
“For over 30 years I've seen many people make poor decisions but the most impactful decisions are often the ones that aren't made, that sneak up and significantly impact their financial futures.” – Al Czerniewski Jr.
Designations:
CFS (Certified Fund Specialist)
The CFS is one of the oldest designation in the investment industry. Training is provided by the Institute of Business & Finance (IBF) in the form of a 60-hour self-study program. Course topics include, but are not limited to, portfolio theory, dollar-cost averaging and annuities. The course includes a final exam, administered by FINRA (Financial Industry Regulatory Authority), and an open-book case study.
CRPC (Chartered Retirement Planning Counselor)
The CRPC is often obtained by advisors seeking to expand their knowledge of pre-retirement and post-retirement planning. It includes subjects such as estate planning and asset management. Candidate must take coursework (11 modules), then pass an examination. Conferred by the College For Financial Planning.
CRPS (Chartered Retirement Plan Specialist)
This designation is often obtained by financial advisors seeking to work with retirement plans for companies and small businesses. Candidate must take coursework (11 modules), then pass an examination.
Securities Registrations (Series 6,63,7,24,51,65)
A variety of financial planning registrations and expertise. For more information please visit each as linked below:Series 6 | Series 63 | Series 7 | Series 24 | Series 51 | Series 65
Insurance Licensed (Life, Accident & Health, Property, Casualty, Variable Life/Variable Annuity)
Professional Affiliations:
Financial Services Institute (www.financialservices.org)
FSI was formed in January 2004 as an advocacy and membership organization for independent broker-dealers and independent financial advisors. Broker-dealers, as support organizations for financial advisors, and their affiliated advisors have an important place in the broad spectrum of companies that deliver financial products, advice, guidance, education, and services to Americans.
Personal Affiliations:
- Board for Crivitz Financial Literacy Initiative
- Coach or have coached youth basketball, football, baseball, and softball
- Member St. Mary's Catholic Church
- Member Wolverines Sport Boosters